Texas Medicare insurance should be easy. Get the help and benefits you deserve today.

Texas Medicare Benefits

Texas Medicare insurance should be easy. Get the help and benefits you deserve today.

Can I Choose Any Doctor on Texas Medicare Supplement Health Insurance Plans?

Now that you’re 65, you’re eligible for Medicare and that’s great news. However, Medicare doesn’t pay for all of your health care expenses.  In fact, it only covers up to 80 percent of your medical expenses, leaving you with a significant amount of out-of-pocket costs. Most Texans choose to supplement their Medicare coverage with a Medicare Supplement insurance plan. That sounds about right, but can you choose any doctor on Texas Medicare Supplement health insurance plans?

Keeping Your Doctor

If you’re like most people, you’ve developed a relationship with your doctor and you trust them for helping you with your health care decisions. In fact, the thought of having to change providers as part of a Medicare Supplement health insurance plan is devastating. The good news is that with every Medicare Supplement plan offered in Texas, you have the opportunity to choose your own doctor and there are no restrictions or networks to deal with. This is great news and it makes choosing a Medicare Supplement plan a bit more convenient.

Medicare Select

While you are not required to use specific doctors in a network, if you choose to, you can significantly reduce your Medicare Supplement premium. Medicare Select is Medicare supplement insurance that requires you use hospitals and doctors within a particular network in return for reduced premiums. Only non-emergency care is restricted to the network, so if you have an emergency you can visit any hospital you choose. As an opportunity to save money, Medicare Select may be a good choice for you. Besides, your doctor may already be included in a Medicare Select network.

Purchasing Medicare Supplement Insurance

You’re not required to purchase Medicare Supplement insurance, although many Texans find it’s a good fit for supplementing Original Medicare. Nevertheless, you must be enrolled in Medicare parts A and B to be eligible. In addition, if you are currently enrolled in a Medicare Advantage plan, you are not eligible to purchase Medicare Supplement insurance.

The best time to buy is during your open enrollment period when insurance companies cannot make you wait for coverage to begin or charge you more for a policy. Remember, every Medicare Supplement plan is guaranteed renewable meaning that as long as you pay your premium on time, your plan cannot be cancelled regardless of your health. Nevertheless, choose only credible, trusted insurance companies like Blue Cross Blue Shield of Texas and get the peace of mind that comes from knowing that your health care coverage is backed by a trusted, dependable provider. 

 If you are considering choosing a Medicare Supplement plan, you do not have to worry about losing your doctor or having to use a doctor you are not familiar with. All Medicare Supplement plans give you the freedom to keep your doctor and use any hospital of your choice. If you are looking for an opportunity to save money on premiums, Medicare Select is available where in exchange for using doctors and hospitals in the plan’s network, you pay reduced premiums. These are the only instances where you would be restricted to a particular network and you do not have to enroll in Medicare Select to purchase Medicare Supplement insurance.

To learn more about which of the 10 Texas Medicare Supplement Health Insurance Plans would work for you visit our Texas Medicare insurance website.

Share this:
Share this page via Email Share this page via Stumble Upon Share this page via Digg this Share this page via Facebook Share this page via Twitter

Tags: ,

Comments Closed

Recent Posts
  • AEP May be Over But Some Can Still Get Medicare Advantage Plans Year Around
  • Disabled on Medicare Have Fewer Options
  • 2013 Medicare Changes Come as a Shock to Many Seniors
  • Medicare Advantage PPO Plans in Texas
  • Medicare Advantage HMO Plans in Texas
  • Categories
  • Medicare Supplement Articles (104)
  • Archives
  • December 2012
  • November 2012
  • July 2012
  • June 2012
  • May 2012
  • April 2012
  • March 2012
  • February 2012
  • January 2012
  • December 2011
  • November 2011
  • October 2011
  • September 2011
  • August 2011
  • July 2011
  • June 2011
  • May 2011
  • April 2011
  • March 2011
  • February 2011
  • January 2011
  • December 2010
  • Meta
  • Log in
  • Valid XHTML
  • XFN
  • WordPress