Texas Medicare insurance should be easy. Get the help and benefits you deserve today.

Texas Medicare Benefits

Texas Medicare insurance should be easy. Get the help and benefits you deserve today.

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Medicare Insurance in Texas Provides Peace of Mind

Wednesday, December 21st, 2011

Most people understand the importance of securing reliable health insurance. With the costs of medical care on the rise, even one trip to the hospital can end up costing you thousands of dollars or more.  The fact is, health insurance protects us in the event we need unexpected medical care and helps us pay for routine care like visits to the doctor or annual tests. For those over 65, Medicare insurance in Texas provides peace of mind, giving many folks the freedom to enjoy life without worrying about how to pay for health care.

Original Medicare

In Texas, original Medicare is available to everyone 65 or older and those with certain disabilities. Original Medicare is Part A-hospital coverage and Part B- medical coverage. Part A is free for everyone (you paid into it while working), but for Part B, a premium is deducted from your Social Security benefits each month. Medicare insurance in Texas is an important part of a well-designed health insurance strategy, but in many cases, it’s not enough.

Medicare Supplement Insurance

Often, folks decide to supplement Original Medicare with a Supplement policy, also called Medigap insurance. Medigap insurance is insurance sold through private companies designed to help pay for the “gaps” in coverage that Medicare doesn’t pay for. Out-of-pocket expenses like deductibles, copays or coinsurance can add up fast, leaving you with a steep health care bill. This type of insurance can help you pay for these costs, taking some of the uncertainty out of health care.

In Texas, there are 10 plans to choose from, each with different combinations of coverage. Choosing the right Supplement plan can give you even more security than with traditional Medicare alone and can save you a lot of money. In fact, the most popular plan is Plan F, simply because it completely eliminates all out-of-pocket expenses. That means you never pay deductible, copay or coinsurance and you have the freedom to choose any doctor you wish.

Choose Coverage you Can Depend on

You have choices when it comes to your supplement. Always choose health insurance providers that are dependable and have earned a reputation for quality with Texans. United of Omaha and Blue Cross Blue Shield of Texas have been serving the residents of Texas for several years and have worked hard to keep folks protected and happy with their health care coverage. Remember, reliability in a health care provider should be your number one priority. While cost is important, there is no guarantee that an unknown provider will be as reliable when you need them most.

Medicare insurance in Texas is an important part of your health care strategy. Part A provides your hospital care and Part B covers your medical. While Medicare helps with the costs of health care, it only pays for 80%, leaving you with considerable out-of-pocket expenses. Consider Supplemental insurance to help pay for some of the gaps in coverage that traditional Medicare doesn’t pay for. Remember to choose well-known, established providers like United of Omaha or Blue Cross Blue Shield of Texas that have earned a reputation for providing quality health insurance to Texans just like you.

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