Texas Medicare Supplement Plan F is one of the most common and popular options for supplemental coverage. Because it offers extensive coverage, many people actually prefer it to the other 11 plans that are available, as well as Texas Medicare Advantage (private insurance) coverage. Plan F helps fill in almost all the gaps of Medicare, making it easier for you to get the coverage that you deserve. Some things to know about Texas Medicare Supplement Plan F include:
-This plan includes coinsurance for Part A and B, as well as deductible coverage for Part A and B. This is going to save you at least a few thousand dollars.
-Plan F covers 100% of the excess charges that you have with Part B, or outpatient coverage. This means that if you have an appointment with a specialist that costs more than what Medicare will pay, it’s covered under Plan F.
-This plan will also provide coverage for up to 90 hospital days, giving you a total of 150 days covered instead of the Medicare 60-day coverage. You also get the benefit of 365 additional hospital days after Medicare runs out.
-Plan F will cover skilled nursing facilities, foreign travel emergencies, and hospice services. The plan doesn’t include preventative care or at-home recovery, as these services are being eliminated from the Medicare program due to a lack of use. Also with the new health care reform package most preventive care is covered anyway.
-With Plan F, you are free to use any doctor or provider that accepts Medicare giving you complete freedom to continue using your medical doctor or hospital that you have used for years.
– There is also a high deductible Plan F available at a much reduced monthly cost however very few seniors have selected this option. Most seniors are on a fixed income and even with the reduced premium digging up some $2000 for the deductible is difficult.
Because there are so many different plans to choose from, it just makes sense to explore the options and get to know what each one offers. Texas Medicare Supplement Plan F isn’t the only option that you have, by far. However, it is the most comprehensive and people appreciate it for everything that it has to offer. You should consider it for yourself if you are looking for the best coverage that supplement plans can offer. Feel free to check out the other plans and see what they have to offer first, but the chances are good that you’ll end up liking this plan best. All that matters is that no matter which of the 11 plans you choose to add to your Medicare coverage, you need to find the insurance that suits your exact needs for coverage.
For more information on Texas Medicare supplement Plan F visit www.MedicareInsuranceTexas.com today!